The common misconception most tenants have is that the Landlord is responsible for your stuff. This is not true in the least bit. While the Landlord covers the physical dwelling it can be up to you to protect your personal property, i.e. clothing, electronics and furniture.
Protecting Your Stuff & Your Personal Liability
Ways to Save
When you purchase multiple policies or have a home security system you can save money on renters insurance.
Personal Property Coverage:
Your assets are protected against claims related to fire, lightning, windstorms, hail, explosions, smoke, and vandalism.
Personal Liability Protection:
If a claim is made against you, your policy provides financial protection for covered accidental bodily injury or property damage to others.