Insuring Your Valuables

Most homeowners policies have stringent limits on coverage of valuables:

Take a close look at your current policy, you may be surprised that you only have the following:

As little as $1,000 for jewelry coverage

Up to $2,000 for firearms

Up to $2,500 for silverware

May not cover loss through theft, accidental or natural disaster

Are Your Limits Enough?

Here are a list of items you should consider insuring on a valuable items policy or endorsement.

  • Jewelry
  • Fine Art
  • Silverware
  • Heirlooms (Furniture, Paintings, etc…)
  • Musical Instruments
  • Antique China, Crystal, Decorative Items
  • Designer Appliances
  • Furs
  • Wine Collection
  • Collectibles (Stamps, Coins, Glassware)
  • Firearms
  • Computers

We recommend taking an inventory of your valuables annually.